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Where Rates, Fees And Service Come First! UNITED LOAN CENTER

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Get a home mortgage rate quote based on today’s current interest rates. Find out whether you want to buy a house or refinance your existing loan. We can help you save thousands! FREE no cost or obligation. Call Mark Woelky at 1-800-895-1504.

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How Does the Automated 5-day HELOC Work? Home equity lines of credit are great loan options because of their low-interest rates and the borrower’s ability to withdraw money as needed over the HELOC draw period. The Automated 5-Day HELOC offers borrowers an easier way to acquire one.


The main purpose of these loans is to help the borrower reduce their monthly debt. While most credit cards are at a 20% to 30% interest rate the HELOC is between 7% and 14% depending on a home’s loan to value.


Once the borrower has received a decision, they can close on a HELOC in as little as five business days. Automated 5-day HELOC lines amount up to $400,000 based on borrower qualifications and require a full draw at closing. There are also no prepayment penalties, and a 100% maximum redraw is available based on the initial credit line. 


Additionally, at United Loan Center, we offer a HELOC five-year draw period, meaning you can take out money as needed at $500 minimum increments for up to five years. The Automated HELOC also has draw periods of four, three, or two years based on the initial term of the loan.

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Welcome to the United Loan Center! Are you looking for a home loan, either a purchase or refinance mortgage? Here you can use our online tools to learn more about home loans and mortgage rates to help you find the best loan options to suit your needs and goals.


You can explore our site without any obligation or disclosure of personal information, or if you want, you can even begin the application process online! A

Local Cities Served

Temecula  •  Murrieta  •  Orange County  •  Riverside County   •  Bear Creek  •  Canyon Lake  •  Corona

Hemet  •  La Cresta  •  Lake Elsinore  • Menifee  •  Norco  •  Perris  •Wildomar  •  Winchester

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5-DAY HELOC APPLICATION

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